From basic Lumpsum to Graded STP + Graded Step-Up — every strategy mapped against the same ₹12L corpus. Toggle each line on or off. Watch the crossover year compress as intelligence is added to deployment.
| # | Strategy | Corpus Type | Tax on Deployment | Volatility Buffer | Max Drawdown | Lumpsum Crossover | 10-Yr Value | Yr 10 vs Lumpsum |
|---|
"Every layer of intelligence you add to deployment — grading, step-up, valuation triggers — compresses the crossover. The complete architecture doesn't just beat lumpsum. It makes the comparison irrelevant within 5 years. The question was never lumpsum vs SIP. The question was always: how many engines are you running?"