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NLE - The Bird System Home
NLE - The Bird System · Convergence Lab
SIP
Convergence Verifier
What the SIP calculator promises versus what Nifty actually delivered, month by month and year by year. Optional annual step-up. Based on Nifty 50 data, Jan 2000 – Mar 2026.
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Start Year
2000
2001
2002
2003
2004
2005
2006
2007
2008
2009
2010
2011
2012
2013
2014
2015
Duration
3 Years
5 Years
7 Years
10 Years
12 Years
15 Years
20 Years
25 Years
Assumed Return (% p.a.)
12%
Monthly SIP
₹5,000
₹10,000
₹25,000
₹50,000
₹1,00,000
Annual Step-Up
None
5%
10%
15%
SIP Calculator Value vs
Actual Nifty
Calculator
Actual Nifty
Total Invested
Year-by-Year Detail
CALCULATOR vs ACTUAL NIFTY
Year
Nifty Return
SIP This Year
Total Invested
Calculator Corpus
Actual Corpus
Actual − Calculator (₹)
Actual − Calculator (%)